Motor
- Mandatory for all vehicles on public roads, regulated by Bank Negara Malaysia.
- Provides protection against accidents, theft, fire, and damage.
What It Covers:
Third Party Insurance (Basic & Mandatory)
Covers:
- Injury or death to others
- Damage to other people's property
Does NOT cover:
- Your own vehicle
- Your injuries
Third Party, Fire & Theft Insurance
Covers:
- Everything from Third Party
- Fire damage to your car
- Theft of your car
Does NOT cover:
- Accidental damage to your car
Comprehensive Insurance
- Everything from Third Party, Fire & Theft
- Accidental damage to your car
- Best for new or high-value vehicle
Optional Add-Ons (Riders)
- Windscreen protection
- Special perils (e.g. flood, landslide)
- Passenger liability
- Legal liability for acts of passengers
- Agreed value (instead of market value)
- Zero depreciation on replacement parts
Key Benefits
- Financial support after accidents, fire, or theft
- Fulfills Malaysian road traffic law
- Helps pay for car repairs or replacements
- Offers peace of mind for drivers
